Programs & Services

NHS offers the following programs and services:

Live Near Your Work

The Live Near Your Work (LNYW) program makes it easier than ever to cut your commute and gain time for the people and pastimes you love.  LNYW helps Allentown-based employees of participating companies buy a house within walking distance of their workplace.  If you dream of popping home at lunchtime to let out the dog, […]

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Home Ownership Outreach Program

Provides down payment and closing cost assistance to first-time home buyers. Programs include the Allentown HOAP, Bethlehem HOAP, Easton HOAP, Lehigh County HOAP, Northampton County HOAP, General HOAP, Over 80% HOAP, and the Community Partnership Program (CPP). If you plan to purchase in either Lehigh or Northampton County (includes the cities of Allentown, Bethlehem, and […]

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Housing Counseling

In conjunction with its First Time Home Ownership  programs, NHS provides counseling services and/or referrals. Customers purchasing homes with assistance from HOAP are required to take the First Time Home Ownership Seminar, which gives an overview of the home buying process. This free seminar is conducted by Community Action Financial Services, a program of the […]

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Affordable Rental Units

In the early 1990’s, NHS acquired several buildings on North Tenth Street in Allentown and developed 23 units of affordable rental housing. The Tenth Street Apartments are located between Hamilton and Linden Streets. If you are interested in an affordable rental unit, contact Alliance for Building Communities at 610-439-7007.

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Financial Fitness Workshops

NHS teaches Financial Fitness classes to help low to moderate income individuals and families learn financial management skills. Financial Fitness course topics include Developing a Spending Plan, Understanding Credit and Your Credit Report, Applying for a Loan and Local Community Programs. This course helps participants to set financial goals, develop a spending plan, track spending, […]

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Client Comments

What HOOP participants are saying: “Without the help of HOOP, I probably would never own a home. My family and I thank you sincerely.”  “We are very grateful for such a program to help first time home buyers. This service made our dreams come true.” “NHS staff was courteous, concerned, and easy to work with.” […]

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FAQ About HOAP

Who is a first-time home buyer? A first-time home buyer is a person who has not owned a home in the past two-three years. What is HOAP and how do I apply for HOAP assistance? HOAP stands for Home Ownership Assistance Program.  HOAP provides buyers with down payment and closing cost assistance in the form of a […]

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